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05.24.18 MK Portfolio Guide Line Updated

The new guideline apply with application date on 05/23/2018 or after.

  • 100% Gift allowed with all Occupancy for Down Payment & Closing Cost
  • Loan Modification require 5 year season (previously 2 year season) 
  • There is additional guide line changes.  Please look under Matrix.
  • 02.23.18 Announcement for VOE and Stated Program

    1. Pricing Change – Base rate will increase from 4.5% to 4.75% effective for all Applications dated 3/1/18 and after.  All loans with application dates prior to 3/1/18 with a Base rate of 4.5% MUST fund on or before 3/9/18 due to investor delivery date changed.

    2. Guideline Change – All Cash Out Refinance Transactions will require 12 months P&I in reserves regardless of LTV with Applications dated 3/1/18 or after.

    01.15.18 "NEW" Guideline Dept.

    "NEW" Guideline Dept.

    Our Guideline team will assist you with guideline questions. Please email your guideline questions to guideline@mklending.com

    01.10.18 Holiday Schedule Monday, January15, 2018

    Our office will open regular business hours on Monday, January 15, 2018.

    Lock desk will be closed on Monday, January 15, 2018.

    01.05.18 Loan Program update

    Loan Program update 01-05-2018

    Loan program Piggyback has been retired due to lack of demand. Effective immediately.

    If you have any question please contact locks@mklending.com

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